How To Tell If Your Roof Needs Replacing
Posted: October 17, 2016
How To Tell If Your Roof Needs ReplacingRoofs are one of the parts of the home that tend to cause homeowners the most headaches. How do you know if something is a simple fix or the sign of a serious problem? Many people are wary of calling in the professionals for an issue that seems small, but an unattended leak or structural issue can grow into a major threat to your home....
How To Handle Being Hit While Parked
Posted: October 3, 2016
How To Handle Being Hit While ParkedHit and run accidents frequently occur while a vehicle is parked on the street, in a parking structure, or at the local shopping mall. Often the guilty party does not leave contact information, which leaves the vehicle owner with the problem of getting the damage repaired. To add to the burden, many people are unclear on what to do in this situation and are unsure...
Is Your Home Ready For The Fall?
Posted: September 16, 2016
Is Your Home Ready For The Fall?For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that's broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...
Two Exceptions To Permissive Use Car Insurance Coverage
Posted: September 1, 2016
Two Exceptions To Permissive Use Car Insurance CoverageYour car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...
Insurance is not a four letter word.
Posted: August 25, 2016
Insurance. Just the mention of it makes some people cringe. It has been described by some as painful as buying a car. Why is that? For most, dealing with an insurance company or an agent sometimes is just too difficult. Here's the main reason why. Let me see if I can illustrate the problem. Your agent Joe Smith is an agent for ManyFarmState insurance. You...