Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Are You Ready for the Next Step?

No one likes to think about what will happen when they are no longer around or able to make important decisions, but if you are a small business owner, then nothing could be more important for the future of your company. Succession planning is the practice of drawing up a plan for what will happen to your business if you pass away, retire, or become... Read Article

Why Every Contractor Needs Insurance Protection

Contractors face many challenges even when a project is moving ahead as planned. General contractors have contractual obligations and the threat of a financial loss if a construction defect claim is filed. In order to guard against losses associated with injuries or other damages, contractors need the protection provided by a product liability insurance policy. We live in a litigious world, and there are law... Read Article

Why a Growing Business Needs to Look Into Key Person Insurance

In a small, thriving business, the death of a key employee could cause the business to collapse. It could be an owner, a founder, a key salesperson, or another important player in a growing concern. Life is full of uncertainties. Key person insurance helps protect your business should the unexpected happen. How Key Person Insurance Works Key person insurance is life insurance on a key... Read Article

How much I am spending?

If your insurance rates were 30% higher than they should be, how would you know?   You could call several insurance companies and spend hours giving the same information multiple times and wait for their rates and responses.   All dealing with several salespeople and then the bombardment of the next week's worth of calls with follow-ups. There is a better option my friends.  You... Read Article

Do You Need Business Insurance When Working Out of Your Home?

Many small businesses in the U.S. today are home-based. For a small business owner or entrepreneur, working out of the home has many advantages. It is convenient, cost-effective, and comfortable, and you can skip the daily commute and wear pajamas or sweats all day if you like. However, conducting business in the comfort and convenience of your own home does not make it risk-free. You... Read Article

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