Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Is Your Home Ready For The Fall?
Posted: September 16, 2016
Is Your Home Ready For The Fall?For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that's broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...
Two Exceptions To Permissive Use Car Insurance Coverage
Posted: September 1, 2016
Two Exceptions To Permissive Use Car Insurance CoverageYour car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...
Insurance is not a four letter word.
Posted: August 25, 2016
Insurance. Just the mention of it makes some people cringe. It has been described by some as painful as buying a car. Why is that? For most, dealing with an insurance company or an agent sometimes is just too difficult. Here's the main reason why. Let me see if I can illustrate the problem. Your agent Joe Smith is an agent for ManyFarmState insurance. You...
How To Avoid Getting A Flat Tire
Posted: August 15, 2016
How To Avoid Getting A Flat TireA flat tire is not only a hassle, but it also puts you and your passengers in danger. Your tires get a real workout, meaning they are one of the most vulnerable parts of your vehicle. The National Highway Traffic Safety Administration (NHTSA) reports that flat tires and blowouts cause many dangerous and deadly car accidents across the USA every year. Thankfully, you can be...
Does My Homeowners Insurance Policy Cover Against Animal Damage?
Posted: August 1, 2016
Does My Homeowners Insurance Policy Cover Against Animal Damage?Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...
